1Chloride dissolves the film zinc depends on
Zinc does not survive by being noble; it survives by building a stable, poorly soluble surface film. Chloride converts that film into soluble products, so the coating goes on being consumed instead of settling down, and a bolt that would last years in an inland factory can rust through a season on a boat. That is the whole reason marine specifications ask for the heaviest coating classes and a sealer, and the reason a thickness that is generous inland is merely adequate here.